Insurance Rider — Private Charter
Temporary Named Insured Endorsement • Private Recreational Vessel Use • State of Florida
Insurance Rider Confirmation
Charter Ref. No. CHR-{{ '%04d' | format(charter.id) }}  •  Vessel: {{ vessel.name if vessel else 'N/A' }}  •  Date: {{ charter.start_datetime.strftime('%B %d, %Y') if charter.start_datetime else '________________' }}
{% if charter.insurance_rider_number %}
✓ RIDER ISSUED — VESSEL CLEARED FOR DEPARTURE
{% else %}
⚠ PENDING ISSUANCE — VESSEL NOT AUTHORIZED TO DEPART
{% endif %}
1. Named Insured (Temporary)
Full Name {{ charter.charterer_name }}
Contact {{ charter.charterer_email or charter.charterer_phone or '—' }}
2. Insured Vessel
Vessel NameHIN / USCG Doc.Make / ModelLOAEngines
{{ vessel.name if vessel else '—' }} {{ vessel.hin if vessel and vessel.hin else '_______________' }} {{ ((vessel.make or '') ~ ' ' ~ (vessel.model or '')) | trim if vessel else '—' }} {{ (vessel.length | string ~ ' ft') if vessel and vessel.length else '—' }} {{ vessel.engines if vessel and vessel.engines else '—' }}
3. Coverage Details
Rider / Endorsement No. {% if charter.insurance_rider_number %} {{ charter.insurance_rider_number }} {% else %}                    {% endif %}
Insurer {% if charter.insurer_name %} {{ charter.insurer_name }} {% else %}                    {% endif %}
Coverage Amount {% if charter.coverage_amount %} ${{ '%,.2f' | format(charter.coverage_amount) }} USD {% else %}                    {% endif %}
Coverage Type Liability — Private Recreational Use Only
Coverage Start {{ charter.start_datetime.strftime('%B %d, %Y %I:%M %p') if charter.start_datetime else '___________________________' }}
Coverage End {{ end_dt.strftime('%B %d, %Y %I:%M %p') if end_dt else '___________________________' }}
{% if charter.damage_waiver and charter.damage_waiver > 0 %}
Damage Waiver (paid by Charterer) ${{ '%.2f' | format(charter.damage_waiver) }} USD
{% endif %}
{% if charter.insurance_rider_number %}
✅ DEPARTURE CLEARANCE GRANTED — Coverage active {{ charter.start_datetime.strftime('%I:%M %p') if charter.start_datetime else '—' }} to {{ end_dt.strftime('%I:%M %p') if end_dt else '—' }}
{% else %}
🚫 NO CLEARANCE — Vessel may NOT depart until this rider is issued and the rider number is recorded.
{% endif %}
4. Scope and Exclusions
CoveredExcluded
Third-party bodily injury and property damage liability during the coverage period Commercial use, for-hire transport, or any income-generating activity
Passenger liability for the named insured's guests aboard during the coverage period Operation under the influence of alcohol or controlled substances
Navigation within agreed Florida coastal / intracoastal operational area Navigation outside approved area or overnight use without prior written consent
Accidental vessel damage if Damage Waiver was purchased Intentional damage, gross negligence, or willful misconduct
{% if not charter.insurance_rider_number %}
TO ISSUE THIS RIDER: Contact your marine insurance broker with the vessel and charterer details above.
Recommended Florida marine insurers: Markel MarineBoatUS / GEICO MarineProgressive MarinePantaenius America
Most brokers issue short-term hourly riders via online portal or email within minutes. Once issued, enter the Rider No. in the charter record to grant departure clearance.
{% endif %}
5. Insurer Confirmation
{{ charter.insurer_name or 'Insurer' }}
Authorized Representative: ___________________________
Date of Issuance: ___________________________
Authorized Signature
Insurer Stamp / Seal